78028 Zip Code

Below you will find a comprehensive overview of the statistics and characteristics of the 78028 zip code. These include population demographics, economic characteristics, education data, occupation information, housing characteristics, and more.

Key Information:
StateTexas
CityKerrville
Time ZoneAmerica/Chicago
Geo Location30.03421, -99.1582
Population40081
Size649.496 square miles
Median Family Income$74434.00
Median Home Value$213700.00

Population & Demographics

The following information lists the population statistics and breakdown for the 78028 zip code. The total population is 40081, of which, 19167 are male and 20914 are female. With a total area of 649.496 square miles, the population density is 61.5 people per square mile. The median age of the population is 47.3 years old. Below you’ll find additional information on the population and demographics of this zip code, including age distribution, race distribution, language spoken, and more.

YearPopulation
201138126
201239183
201339160
201439536
201540001
201640103
201739626
201840447
201939944
202040058
202140081

Age BracketNumber of PeoplePercentage of Population
Under 5 years old 20165%
Age 5-917424.3%
Age 10-1423275.8%
Age 15-1924476.1%
Age 20-2424186
Age 25-2922845.7%
Age 30-3420625.1%
Age 35-3919834.9%
Age 40-441874 4.7%
Age 45-4921135.3%
Age 50-5420215%
Age 55-5922195.5%
Age 60-6428737.2%
Age 65-6936139%
Age 70-7430107.5%
Age 75-7922325.6%
Age 80-8412013%
Age 85 and over16464.1%


Languages Spoken (of those 5 years of age and older) :
  • Speaks Language other than English: 10.9 %
  • Speaks Spanish: 10.1 %
  • Speaks Other Indo-European Language: 0.4 %
  • Speaks Pacific Island Languages: 0.4 %
  • Speak Other Languages: 0 %
Marital Status: 
  • Currently Married: 51.1 %
  • Divorced: 13.9 %
  • Separated (not divorced): 1 %
  • Never Married: 25.3 %

Income & Economic Characteristics

The median inflation-adjusted family income in the 78028 zip code is $74434. This is -11.87% less than the national average. This income places 11.2% of the population below the poverty line. The average retirement income for individuals in this zip code (for those that have it) is $31753. Below you can find additional economic characteristics, including income bracket distribution, median income over time, retirement statistics, and more.

Annual Income Bracket ($)Number of Families in Bracket
Less than $10,000.00222
$10,000.00 – $14,999.00154
$15,000.00 – $24,999.00756
$25,000.00 – $34,999.00889
$35,000.00 – $49,999.001756
$50,000.00 – $74,999.001894
$75,000.00 – $99,999.001641
$100,000.00 – $149,999.002134
$150,000.00 – $199,999,001049
$200,000.00 +770

YearMedian Family Income ($ USD)
201156471
201257115
201355481
201454772
201553750
201653189
201758599
201863984
201966639
202067846
202174434

Income Source# of Households
Wage or Salary10313
Self Employment2911
Social Security7833
Dividends, Interest, or Rental4995
Retirement5690
Other2192

Total Insured & Uninsured Individuals: 
  • Families Insure: 32927
  • Families Uninsured: 6534
Total Individuals with and w/o retirement income:   
  • Yes retirement income: 5690
  • No retirement income: 11215

Education

In the 78028 zip code, 91.1% of individuals over 25 years old have a high school degree or higher, and 29.8% have a bachelors degree or higher. Additionally, 23.7% of individuals 3 years and older are in private school, and 76.3% are in public school. The data below outline the education level breakdown, degree field breakdown, and more.




Occupation and Work Characteristics

In the 78028 zip, there are an estimated 17882 people in the labor force, of which, 17277 are employed, and 605 are unemployed. There are a total of 0 people in the armed forces. The average commute time for this zip code is 18.3 minutes. Of the total people that work, 1250 worked from home and 16837 commuted. The average number of hours worked is 40.6. Below you’ll find additional information on occupation distribution, industry breakdown, commuting characteristics and workplace statistics.

Occupation# of Individual
Management, Business, Science, and Arts5823
Services3894
Sales and Office4211
Construction and Maintenance:1733
Transportation and Material Moving1616





Housing

The median home value for the 78028 zip code is 213700. There is an estimated  16905 number of occupied housing units, the median gross rent in is $1002 per month, and the average monthly housing costs are estimated to be $915. Below you’ll find additional breakdowns of home values, rents, home build years, and more.

Home Value (USD)Number of Homes
Less than $50,000960
$50,000 – $99,0001067
$100,000 – $149,9991479
$150,000 – $199,9991754
$200,000 – $299,9992697
$300,000 – $499,9992130
$500,000 – $999,999857
$1,000,000+164

Home Year BuiltNumber of Homes
2020 or Later15
2010 – 20191575
2000 – 20092605
1980 – 19996166
1960 – 19794231
1940 – 19591796
1939 or earlier517

The median number of rooms in all housing units is 5.4 rooms.
Monthly Rent ($ USD)Number of Units
Less than $500293
$500 – $9992354
$1,000 – $1,4991808
$1,500 – $1,999676
$2,000 – $2,499179
$2,499 – $2,9990
$3,000 + 0

Monthly Housing Costs ($)Number of Households
Less than 3001045
300-4992213
500-7993788
800-9992182
1000-14994306
1500-19991680
2000-2499548
2500-2999304
3000+352

Monthly Housing Cost as a % of Monthly IncomeNumber of Households
Less than 20%2147
20%-24.9%630
25%-29.9%535
30%-34.9%355
35+%1011



# of VehiclesHouseholds
None824
15935
27077
3+3069
Home Heating Characteristics: 
  • Utility Gas: 17.8 %
  • Bottle Tank or LP Gas: 4.1 %
  • Electricity: 76.2 %
  • Oil or Kerosene etc: 0 %
  • Coal or Coke: 0 %
  • All Other: 1.5 %

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All information sourced from official government sources including Census.gov, the IRS, and the Department of Education.