32409 Zip Code

Below you will find a comprehensive overview of the statistics and characteristics of the 32409 zip code. These include population demographics, economic characteristics, education data, occupation information, housing characteristics, and more.

Key Information:
StateFlorida
CityPanama City
Time ZoneAmerica/Chicago
Geo Location30.3484, -85.6598
Population10004
Size195.83 square miles
Median Family Income$75246.00
Median Home Value$158200.00

Population & Demographics

The following information lists the population statistics and breakdown for the 32409 zip code. The total population is 10004, of which, 4769 are male and 5235 are female. With a total area of 195.83 square miles, the population density is 51.8 people per square mile. The median age of the population is 44.8 years old. Below you’ll find additional information on the population and demographics of this zip code, including age distribution, race distribution, language spoken, and more.

YearPopulation
20118346
20128056
20138635
20148717
20159507
201610075
201710036
201810191
201910144
20209913
202110004

Age BracketNumber of PeoplePercentage of Population
Under 5 years old 3403.4%
Age 5-97387.4%
Age 10-147357.3%
Age 15-196236.2%
Age 20-243923.9
Age 25-293523.5%
Age 30-345375.4%
Age 35-395935.9%
Age 40-44739 7.4%
Age 45-496516.5%
Age 50-549199.2%
Age 55-598628.6%
Age 60-648068.1%
Age 65-695295.3%
Age 70-745365.4%
Age 75-793103.1%
Age 80-842122.1%
Age 85 and over1301.3%


Languages Spoken (of those 5 years of age and older) :
  • Speaks Language other than English: 5.3 %
  • Speaks Spanish: 3.5 %
  • Speaks Other Indo-European Language: 1 %
  • Speaks Pacific Island Languages: 0.8 %
  • Speak Other Languages: 0 %
Marital Status: 
  • Currently Married: 57.6 %
  • Divorced: 13.3 %
  • Separated (not divorced): 2 %
  • Never Married: 21.9 %

Income & Economic Characteristics

The median inflation-adjusted family income in the 32409 zip code is $75246. This is -0.1027 less than the national average. This income places 17.3% of the population below the poverty line. The average retirement income for individuals in this zip code (for those that have it) is $32987. Below you can find additional economic characteristics, including income bracket distribution, median income over time, retirement statistics, and more.

Annual Income Bracket ($)Number of Families in Bracket
Less than $10,000.0061
$10,000.00 – $14,999.0036
$15,000.00 – $24,999.00292
$25,000.00 – $34,999.00117
$35,000.00 – $49,999.00286
$50,000.00 – $74,999.00532
$75,000.00 – $99,999.00433
$100,000.00 – $149,999.00578
$150,000.00 – $199,999,00207
$200,000.00 +118

YearMedian Family Income ($ USD)
201164801
201261620
201361910
201458719
201560744
201660750
201766195
201867134
201974970
202073294
202175246

Income Source# of Households
Wage or Salary2471
Self Employment629
Social Security1399
Dividends, Interest, or Rental587
Retirement1051
Other522

Total Insured & Uninsured Individuals: 
  • Families Insure: 8369
  • Families Uninsured: 1625
Total Individuals with and w/o retirement income:   
  • Yes retirement income: 1051
  • No retirement income: 2678

Education

In the 32409 zip code, 88.8% of individuals over 25 years old have a high school degree or higher, and 19% have a bachelors degree or higher. Additionally, 13.7% of individuals 3 years and older are in private school, and 86.3% are in public school. The data below outline the education level breakdown, degree field breakdown, and more.




Occupation and Work Characteristics

In the 32409 zip, there are an estimated 4544 people in the labor force, of which, 4246 are employed, and 288 are unemployed. There are a total of 10 people in the armed forces. The average commute time for this zip code is 31.5 minutes. Of the total people that work, 467 worked from home and 4234 commuted. The average number of hours worked is 38. Below you’ll find additional information on occupation distribution, industry breakdown, commuting characteristics and workplace statistics.

Occupation# of Individual
Management, Business, Science, and Arts1294
Services514
Sales and Office1161
Construction and Maintenance:650
Transportation and Material Moving627





Housing

The median home value for the 32409 zip code is 158200. There is an estimated  3729 number of occupied housing units, the median gross rent in is $1015 per month, and the average monthly housing costs are estimated to be $863. Below you’ll find additional breakdowns of home values, rents, home build years, and more.

Home Value (USD)Number of Homes
Less than $50,000532
$50,000 – $99,000655
$100,000 – $149,999333
$150,000 – $199,999420
$200,000 – $299,999680
$300,000 – $499,999456
$500,000 – $999,999132
$1,000,000+–

Home Year BuiltNumber of Homes
2020 or Later–
2010 – 2019338
2000 – 20091152
1980 – 19991608
1960 – 1979503
1940 – 1959104
1939 or earlier24

The median number of rooms in all housing units is 5.8 rooms.
Monthly Rent ($ USD)Number of Units
Less than $500–
$500 – $999175
$1,000 – $1,499136
$1,500 – $1,99940
$2,000 – $2,49915
$2,499 – $2,999–
$3,000 + –

Monthly Housing Costs ($)Number of Households
Less than 300360
300-499782
500-799446
800-999419
1000-1499788
1500-1999450
2000-2499247
2500-299913
3000+69

Monthly Housing Cost as a % of Monthly IncomeNumber of Households
Less than 20%897
20%-24.9%184
25%-29.9%109
30%-34.9%93
35+%405



# of VehiclesHouseholds
None287
1897
21676
3+869
Home Heating Characteristics: 
  • Utility Gas: 0.6 %
  • Bottle Tank or LP Gas: 3.4 %
  • Electricity: 95.4 %
  • Oil or Kerosene etc: 0.2 %
  • Coal or Coke: 0 %
  • All Other: 0.2 %

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All information sourced from official government sources including Census.gov, the IRS, and the Department of Education.