46788 Zip Code

Below you will find a comprehensive overview of the statistics and characteristics of the 46788 zip code. These include population demographics, economic characteristics, education data, occupation information, housing characteristics, and more.

Key Information:
StateIndiana
CitySpencerville
Time ZoneAmerica/Indiana/Indianapolis
Geo Location41.27018, -84.91075
Population3353
Size91.926 square miles
Median Family Income$81050.00
Median Home Value$204300.00

Population & Demographics

The following information lists the population statistics and breakdown for the 46788 zip code. The total population is 3353, of which, 1651 are male and 1702 are female. With a total area of 91.926 square miles, the population density is 40.5 people per square mile. The median age of the population is 29.3 years old. Below you’ll find additional information on the population and demographics of this zip code, including age distribution, race distribution, language spoken, and more.

YearPopulation
20112810
20122628
20132798
20143125
20153210
20163541
20173614
20183618
20193723
20203574
20213353

Age BracketNumber of PeoplePercentage of Population
Under 5 years old 41512.4%
Age 5-946513.9%
Age 10-142788.3%
Age 15-192136.4%
Age 20-241654.9
Age 25-291985.9%
Age 30-342407.2%
Age 35-391524.5%
Age 40-44249 7.4%
Age 45-491263.8%
Age 50-541725.1%
Age 55-591985.9%
Age 60-641414.2%
Age 65-691965.8%
Age 70-74712.1%
Age 75-79321%
Age 80-8470.2%
Age 85 and over351%


Languages Spoken (of those 5 years of age and older) :
  • Speaks Language other than English: 11.2 %
  • Speaks Spanish: 0.1 %
  • Speaks Other Indo-European Language: 11.1 %
  • Speaks Pacific Island Languages: 0 %
  • Speak Other Languages: 0 %
Marital Status: 
  • Currently Married: 64.3 %
  • Divorced: 11.2 %
  • Separated (not divorced): 0 %
  • Never Married: 23.5 %

Income & Economic Characteristics

The median inflation-adjusted family income in the 46788 zip code is $81050. This is 32.25% greater than the national average. This income places 7.8% of the population below the poverty line. The average retirement income for individuals in this zip code (for those that have it) is $21710. Below you can find additional economic characteristics, including income bracket distribution, median income over time, retirement statistics, and more.

Annual Income Bracket ($)Number of Families in Bracket
Less than $10,000.0033
$10,000.00 – $14,999.000
$15,000.00 – $24,999.000
$25,000.00 – $34,999.0046
$35,000.00 – $49,999.0035
$50,000.00 – $74,999.00192
$75,000.00 – $99,999.00111
$100,000.00 – $149,999.00136
$150,000.00 – $199,999,0063
$200,000.00 +77

YearMedian Family Income ($ USD)
201173347
201276118
201374844
201473375
201562885
201670057
201766114
201868105
201974896
202084265
202181050

Income Source# of Households
Wage or Salary794
Self Employment168
Social Security252
Dividends, Interest, or Rental125
Retirement209
Other197

Total Insured & Uninsured Individuals: 
  • Families Insure: 2719
  • Families Uninsured: 634
Total Individuals with and w/o retirement income:   
  • Yes retirement income: 209
  • No retirement income: 754

Education

In the 46788 zip code, 85.2% of individuals over 25 years old have a high school degree or higher, and 26.2% have a bachelors degree or higher. Additionally, 46.2% of individuals 3 years and older are in private school, and 53.8% are in public school. The data below outline the education level breakdown, degree field breakdown, and more.




Occupation and Work Characteristics

In the 46788 zip, there are an estimated 1373 people in the labor force, of which, 1331 are employed, and 42 are unemployed. There are a total of 0 people in the armed forces. The average commute time for this zip code is 22.9 minutes. Of the total people that work, 76 worked from home and 1331 commuted. The average number of hours worked is 38.2. Below you’ll find additional information on occupation distribution, industry breakdown, commuting characteristics and workplace statistics.

Occupation# of Individual
Management, Business, Science, and Arts475
Services143
Sales and Office257
Construction and Maintenance:270
Transportation and Material Moving186





Housing

The median home value for the 46788 zip code is 204300. There is an estimated  963 number of occupied housing units, the median gross rent in is $1529 per month, and the average monthly housing costs are estimated to be $1020. Below you’ll find additional breakdowns of home values, rents, home build years, and more.

Home Value (USD)Number of Homes
Less than $50,00078
$50,000 – $99,00041
$100,000 – $149,999181
$150,000 – $199,999135
$200,000 – $299,999155
$300,000 – $499,999162
$500,000 – $999,999127
$1,000,000+9

Home Year BuiltNumber of Homes
2020 or Later0
2010 – 201965
2000 – 2009178
1980 – 1999237
1960 – 1979180
1940 – 195945
1939 or earlier258

The median number of rooms in all housing units is 7.4 rooms.
Monthly Rent ($ USD)Number of Units
Less than $5000
$500 – $99931
$1,000 – $1,4990
$1,500 – $1,99935
$2,000 – $2,4990
$2,499 – $2,9990
$3,000 + 0

Monthly Housing Costs ($)Number of Households
Less than 30081
300-499151
500-799150
800-99978
1000-1499274
1500-1999137
2000-249919
2500-299918
3000+46

Monthly Housing Cost as a % of Monthly IncomeNumber of Households
Less than 20%277
20%-24.9%79
25%-29.9%81
30%-34.9%33
35+%52



# of VehiclesHouseholds
None46
1129
2380
3+408
Home Heating Characteristics: 
  • Utility Gas: 43.2 %
  • Bottle Tank or LP Gas: 33.5 %
  • Electricity: 14.7 %
  • Oil or Kerosene etc: 1.9 %
  • Coal or Coke: 2.7 %
  • All Other: 2.1 %

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All information sourced from official government sources including Census.gov, the IRS, and the Department of Education.