46540 Zip Code

Below you will find a comprehensive overview of the statistics and characteristics of the 46540 zip code. These include population demographics, economic characteristics, education data, occupation information, housing characteristics, and more.

Key Information:
StateIndiana
CityMiddlebury
Time ZoneAmerica/Indiana/Indianapolis
Geo Location41.67669, -85.69838
Population12825
Size158.202 square miles
Median Family Income$93431.00
Median Home Value$268000.00

Population & Demographics

The following information lists the population statistics and breakdown for the 46540 zip code. The total population is 12825, of which, 7028 are male and 5797 are female. With a total area of 158.202 square miles, the population density is 75.1 people per square mile. The median age of the population is 34.2 years old. Below you’ll find additional information on the population and demographics of this zip code, including age distribution, race distribution, language spoken, and more.

YearPopulation
201111365
201211501
201311559
201411579
201511837
201611484
201711459
201811789
201911881
202012477
202112825

Age BracketNumber of PeoplePercentage of Population
Under 5 years old 12169.5%
Age 5-98876.9%
Age 10-1411218.7%
Age 15-1911438.9%
Age 20-248326.5
Age 25-296825.3%
Age 30-346465%
Age 35-396925.4%
Age 40-44916 7.1%
Age 45-497015.5%
Age 50-547035.5%
Age 55-599487.4%
Age 60-646815.3%
Age 65-697625.9%
Age 70-745694.4%
Age 75-792501.9%
Age 80-84210.2%
Age 85 and over550.4%


Languages Spoken (of those 5 years of age and older) :
  • Speaks Language other than English: 35.7 %
  • Speaks Spanish: 2.3 %
  • Speaks Other Indo-European Language: 32.8 %
  • Speaks Pacific Island Languages: 0.6 %
  • Speak Other Languages: 0 %
Marital Status: 
  • Currently Married: 62.8 %
  • Divorced: 7.2 %
  • Separated (not divorced): 1.8 %
  • Never Married: 25.8 %

Income & Economic Characteristics

The median inflation-adjusted family income in the 46540 zip code is $93431. This is 38.91% greater than the national average. This income places 3.5% of the population below the poverty line. The average retirement income for individuals in this zip code (for those that have it) is $24452. Below you can find additional economic characteristics, including income bracket distribution, median income over time, retirement statistics, and more.

Annual Income Bracket ($)Number of Families in Bracket
Less than $10,000.0032
$10,000.00 – $14,999.0041
$15,000.00 – $24,999.0036
$25,000.00 – $34,999.00171
$35,000.00 – $49,999.00360
$50,000.00 – $74,999.00618
$75,000.00 – $99,999.00590
$100,000.00 – $149,999.00549
$150,000.00 – $199,999,00419
$200,000.00 +525

YearMedian Family Income ($ USD)
201162711
201259804
201358648
201459557
201561006
201665746
201773975
201880526
201985534
202088722
202193431

Income Source# of Households
Wage or Salary3285
Self Employment876
Social Security1156
Dividends, Interest, or Rental1385
Retirement648
Other538

Total Insured & Uninsured Individuals: 
  • Families Insure: 8919
  • Families Uninsured: 3906
Total Individuals with and w/o retirement income:   
  • Yes retirement income: 648
  • No retirement income: 3482

Education

In the 46540 zip code, 72.6% of individuals over 25 years old have a high school degree or higher, and 21.4% have a bachelors degree or higher. Additionally, 29.7% of individuals 3 years and older are in private school, and 70.3% are in public school. The data below outline the education level breakdown, degree field breakdown, and more.




Occupation and Work Characteristics

In the 46540 zip, there are an estimated 6087 people in the labor force, of which, 5906 are employed, and 181 are unemployed. There are a total of 0 people in the armed forces. The average commute time for this zip code is 18.1 minutes. Of the total people that work, 514 worked from home and 5811 commuted. The average number of hours worked is 37.6. Below you’ll find additional information on occupation distribution, industry breakdown, commuting characteristics and workplace statistics.

Occupation# of Individual
Management, Business, Science, and Arts1797
Services667
Sales and Office1440
Construction and Maintenance:413
Transportation and Material Moving1589





Housing

The median home value for the 46540 zip code is 268000. There is an estimated  4130 number of occupied housing units, the median gross rent in is $943 per month, and the average monthly housing costs are estimated to be $1159. Below you’ll find additional breakdowns of home values, rents, home build years, and more.

Home Value (USD)Number of Homes
Less than $50,00099
$50,000 – $99,000126
$100,000 – $149,999417
$150,000 – $199,999446
$200,000 – $299,9991052
$300,000 – $499,9991018
$500,000 – $999,999279
$1,000,000+169

Home Year BuiltNumber of Homes
2020 or Later17
2010 – 2019358
2000 – 2009804
1980 – 19991219
1960 – 19791027
1940 – 1959249
1939 or earlier456

The median number of rooms in all housing units is 7 rooms.
Monthly Rent ($ USD)Number of Units
Less than $5000
$500 – $999312
$1,000 – $1,499165
$1,500 – $1,9990
$2,000 – $2,4990
$2,499 – $2,9990
$3,000 + 0

Monthly Housing Costs ($)Number of Households
Less than 300160
300-499213
500-799701
800-999525
1000-14991198
1500-1999640
2000-2499293
2500-2999186
3000+167

Monthly Housing Cost as a % of Monthly IncomeNumber of Households
Less than 20%1463
20%-24.9%328
25%-29.9%196
30%-34.9%175
35+%424



# of VehiclesHouseholds
None797
1533
21426
3+1374
Home Heating Characteristics: 
  • Utility Gas: 77.7 %
  • Bottle Tank or LP Gas: 5.3 %
  • Electricity: 9 %
  • Oil or Kerosene etc: 0 %
  • Coal or Coke: 0.3 %
  • All Other: 7.7 %

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All information sourced from official government sources including Census.gov, the IRS, and the Department of Education.