32404 Zip Code

Below you will find a comprehensive overview of the statistics and characteristics of the 32404 zip code. These include population demographics, economic characteristics, education data, occupation information, housing characteristics, and more.

Key Information:
StateFlorida
CityPanama City
Time ZoneAmerica/Chicago
Geo Location30.20096, -85.50611
Population39832
Size333.922 square miles
Median Family Income$68697.00
Median Home Value$173100.00

Population & Demographics

The following information lists the population statistics and breakdown for the 32404 zip code. The total population is 39832, of which, 21001 are male and 18831 are female. With a total area of 333.922 square miles, the population density is 118.3 people per square mile. The median age of the population is 38.9 years old. Below you’ll find additional information on the population and demographics of this zip code, including age distribution, race distribution, language spoken, and more.

YearPopulation
201136463
201236090
201336940
201437514
201537723
201638076
201739552
201840029
201939503
202040300
202139832

Age BracketNumber of PeoplePercentage of Population
Under 5 years old 21595.4%
Age 5-922145.6%
Age 10-1428017%
Age 15-1924616.2%
Age 20-2422375.6
Age 25-2927006.8%
Age 30-3428017%
Age 35-3931117.8%
Age 40-442503 6.3%
Age 45-4924406.1%
Age 50-5422655.7%
Age 55-5928627.2%
Age 60-6433578.4%
Age 65-6921415.4%
Age 70-7415423.9%
Age 75-7910642.7%
Age 80-845601.4%
Age 85 and over6141.5%


Languages Spoken (of those 5 years of age and older) :
  • Speaks Language other than English: 9 %
  • Speaks Spanish: 4.7 %
  • Speaks Other Indo-European Language: 1.1 %
  • Speaks Pacific Island Languages: 3.1 %
  • Speak Other Languages: 0.1 %
Marital Status: 
  • Currently Married: 50.3 %
  • Divorced: 12.6 %
  • Separated (not divorced): 2.4 %
  • Never Married: 29.2 %

Income & Economic Characteristics

The median inflation-adjusted family income in the 32404 zip code is $68697. This is -0.1252 less than the national average. This income places 12.6% of the population below the poverty line. The average retirement income for individuals in this zip code (for those that have it) is $28739. Below you can find additional economic characteristics, including income bracket distribution, median income over time, retirement statistics, and more.

Annual Income Bracket ($)Number of Families in Bracket
Less than $10,000.00458
$10,000.00 – $14,999.00205
$15,000.00 – $24,999.00421
$25,000.00 – $34,999.00682
$35,000.00 – $49,999.001519
$50,000.00 – $74,999.002328
$75,000.00 – $99,999.001931
$100,000.00 – $149,999.001748
$150,000.00 – $199,999,00505
$200,000.00 +448

YearMedian Family Income ($ USD)
201157575
201258224
201354427
201456052
201556296
201657303
201759213
201863105
201967955
202068083
202168697

Income Source# of Households
Wage or Salary10995
Self Employment1163
Social Security4692
Dividends, Interest, or Rental2835
Retirement4106
Other3217

Total Insured & Uninsured Individuals: 
  • Families Insure: 32373
  • Families Uninsured: 5856
Total Individuals with and w/o retirement income:   
  • Yes retirement income: 4106
  • No retirement income: 10167

Education

In the 32404 zip code, 86.2% of individuals over 25 years old have a high school degree or higher, and 17.5% have a bachelors degree or higher. Additionally, 19% of individuals 3 years and older are in private school, and 81% are in public school. The data below outline the education level breakdown, degree field breakdown, and more.




Occupation and Work Characteristics

In the 32404 zip, there are an estimated 18926 people in the labor force, of which, 17163 are employed, and 977 are unemployed. There are a total of 786 people in the armed forces. The average commute time for this zip code is 26.6 minutes. Of the total people that work, 967 worked from home and 17488 commuted. The average number of hours worked is 39.3. Below you’ll find additional information on occupation distribution, industry breakdown, commuting characteristics and workplace statistics.

Occupation# of Individual
Management, Business, Science, and Arts5271
Services3521
Sales and Office3886
Construction and Maintenance:1797
Transportation and Material Moving2688





Housing

The median home value for the 32404 zip code is 173100. There is an estimated  14273 number of occupied housing units, the median gross rent in is $1139 per month, and the average monthly housing costs are estimated to be $1059. Below you’ll find additional breakdowns of home values, rents, home build years, and more.

Home Value (USD)Number of Homes
Less than $50,000717
$50,000 – $99,0001420
$100,000 – $149,9991543
$150,000 – $199,9992215
$200,000 – $299,9992610
$300,000 – $499,9991348
$500,000 – $999,999258
$1,000,000+56

Home Year BuiltNumber of Homes
2020 or Later83
2010 – 20191314
2000 – 20092545
1980 – 19996224
1960 – 19793385
1940 – 1959681
1939 or earlier41

The median number of rooms in all housing units is 5.6 rooms.
Monthly Rent ($ USD)Number of Units
Less than $500–
$500 – $9991275
$1,000 – $1,4991921
$1,500 – $1,999648
$2,000 – $2,49931
$2,499 – $2,99935
$3,000 + 38

Monthly Housing Costs ($)Number of Households
Less than 300705
300-4992157
500-7992091
800-9991543
1000-14994349
1500-19992394
2000-2499526
2500-2999178
3000+172

Monthly Housing Cost as a % of Monthly IncomeNumber of Households
Less than 20%2448
20%-24.9%990
25%-29.9%612
30%-34.9%421
35+%1372



# of VehiclesHouseholds
None423
14042
25940
3+3868
Home Heating Characteristics: 
  • Utility Gas: 8.4 %
  • Bottle Tank or LP Gas: 1.1 %
  • Electricity: 89.3 %
  • Oil or Kerosene etc: 0 %
  • Coal or Coke: 0 %
  • All Other: 0.1 %

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All information sourced from official government sources including Census.gov, the IRS, and the Department of Education.